So I'm gearing up to run my first WtF game and I am going over general pack creation rules. I want to make sure I'm clear on this though. According to totem creation rules you use the totem points to generate attribute points and the total number determines what rank a spirit has.

My group consists of 4 players. If they chose to only minimally put points in the totem merit and end up with a total of four points, then the totem spirit would only have 4 attribute points and only be rank 0 since it says rank ine is 5-8 dots? Or is it rank 1 because rank zero don't have attributes...